LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,756
−HK$3,559/mo
▼ 0.25% · 3.875%
HK$58,521
−HK$1,794/mo
Today · 4.125%
HK$60,315
baseline
▲ 0.50% · 4.625%
HK$63,985
+HK$3,670/mo
Deposit HK$12.45M · loan HK$12.45M · min. income ≈ HK$120,630/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,057,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,140
−HK$3,411/mo
▼ 0.25% · 3.875%
HK$64,833
−HK$1,718/mo
Today · 4.125%
HK$66,551
baseline
▲ 0.50% · 4.625%
HK$70,059
+HK$3,508/mo
Deposit HK$12.45M · loan HK$12.45M · min. income ≈ HK$133,102/mo (50% DSR)
Upfront cash ≈ HK$13.50M (deposit + AVD stamp duty HK$1,057,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,107
−HK$4,271/mo
▼ 0.25% · 3.875%
HK$70,225
−HK$2,153/mo
Today · 4.125%
HK$72,378
baseline
▲ 0.50% · 4.625%
HK$76,782
+HK$4,404/mo
Deposit HK$9.96M · loan HK$14.93M · min. income ≈ HK$144,756/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,057,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,768
−HK$4,094/mo
▼ 0.25% · 3.875%
HK$77,800
−HK$2,062/mo
Today · 4.125%
HK$79,862
baseline
▲ 0.50% · 4.625%
HK$84,071
+HK$4,209/mo
Deposit HK$9.96M · loan HK$14.93M · min. income ≈ HK$159,724/mo (50% DSR)
Upfront cash ≈ HK$11.01M (deposit + AVD stamp duty HK$1,057,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,458
−HK$4,983/mo
▼ 0.25% · 3.875%
HK$81,929
−HK$2,512/mo
Today · 4.125%
HK$84,441
baseline
▲ 0.50% · 4.625%
HK$89,579
+HK$5,138/mo
Deposit HK$7.47M · loan HK$17.42M · min. income ≈ HK$168,882/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$1,057,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,396
−HK$4,776/mo
▼ 0.25% · 3.875%
HK$90,767
−HK$2,405/mo
Today · 4.125%
HK$93,172
baseline
▲ 0.50% · 4.625%
HK$98,083
+HK$4,911/mo
Deposit HK$7.47M · loan HK$17.42M · min. income ≈ HK$186,344/mo (50% DSR)
Upfront cash ≈ HK$8.52M (deposit + AVD stamp duty HK$1,057,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,160
−HK$6,406/mo
▼ 0.25% · 3.875%
HK$105,338
−HK$3,228/mo
Today · 4.125%
HK$108,566
baseline
▲ 0.50% · 4.625%
HK$115,172
+HK$6,606/mo
Deposit HK$2.49M · loan HK$22.40M · min. income ≈ HK$217,132/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,057,826 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,652
−HK$6,140/mo
▼ 0.25% · 3.875%
HK$116,700
−HK$3,092/mo
Today · 4.125%
HK$119,792
baseline
▲ 0.50% · 4.625%
HK$126,107
+HK$6,315/mo
Deposit HK$2.49M · loan HK$22.40M · min. income ≈ HK$239,584/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,057,826 · Scale 2, in force from 26 Feb 2026)