LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,768
−HK$3,560/mo
▼ 0.25% · 3.875%
HK$58,534
−HK$1,794/mo
Today · 4.125%
HK$60,328
baseline
▲ 0.50% · 4.625%
HK$63,999
+HK$3,671/mo
Deposit HK$12.45M · loan HK$12.45M · min. income ≈ HK$120,656/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,058,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,154
−HK$3,412/mo
▼ 0.25% · 3.875%
HK$64,847
−HK$1,719/mo
Today · 4.125%
HK$66,566
baseline
▲ 0.50% · 4.625%
HK$70,074
+HK$3,508/mo
Deposit HK$12.45M · loan HK$12.45M · min. income ≈ HK$133,132/mo (50% DSR)
Upfront cash ≈ HK$13.51M (deposit + AVD stamp duty HK$1,058,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,121
−HK$4,272/mo
▼ 0.25% · 3.875%
HK$70,240
−HK$2,153/mo
Today · 4.125%
HK$72,393
baseline
▲ 0.50% · 4.625%
HK$76,798
+HK$4,405/mo
Deposit HK$9.96M · loan HK$14.94M · min. income ≈ HK$144,786/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,058,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,784
−HK$4,095/mo
▼ 0.25% · 3.875%
HK$77,817
−HK$2,062/mo
Today · 4.125%
HK$79,879
baseline
▲ 0.50% · 4.625%
HK$84,089
+HK$4,210/mo
Deposit HK$9.96M · loan HK$14.94M · min. income ≈ HK$159,758/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,058,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,475
−HK$4,984/mo
▼ 0.25% · 3.875%
HK$81,947
−HK$2,512/mo
Today · 4.125%
HK$84,459
baseline
▲ 0.50% · 4.625%
HK$89,598
+HK$5,139/mo
Deposit HK$7.47M · loan HK$17.43M · min. income ≈ HK$168,918/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$1,058,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,415
−HK$4,777/mo
▼ 0.25% · 3.875%
HK$90,786
−HK$2,406/mo
Today · 4.125%
HK$93,192
baseline
▲ 0.50% · 4.625%
HK$98,104
+HK$4,912/mo
Deposit HK$7.47M · loan HK$17.43M · min. income ≈ HK$186,384/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$1,058,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,182
−HK$6,408/mo
▼ 0.25% · 3.875%
HK$105,361
−HK$3,229/mo
Today · 4.125%
HK$108,590
baseline
▲ 0.50% · 4.625%
HK$115,197
+HK$6,607/mo
Deposit HK$2.49M · loan HK$22.41M · min. income ≈ HK$217,180/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,058,055 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,677
−HK$6,141/mo
▼ 0.25% · 3.875%
HK$116,725
−HK$3,093/mo
Today · 4.125%
HK$119,818
baseline
▲ 0.50% · 4.625%
HK$126,134
+HK$6,316/mo
Deposit HK$2.49M · loan HK$22.41M · min. income ≈ HK$239,636/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,058,055 · Scale 2, in force from 26 Feb 2026)