LTV · monthly repayment
▼ 0.50% · 3.625%
HK$568,064
−HK$35,623/mo
▼ 0.25% · 3.875%
HK$585,734
−HK$17,953/mo
Today · 4.125%
HK$603,687
baseline
▲ 0.50% · 4.625%
HK$640,420
+HK$36,733/mo
Deposit HK$124.56M · loan HK$124.56M · min. income ≈ HK$1,207,374/mo (50% DSR)
Upfront cash ≈ HK$140.75M (deposit + AVD stamp duty HK$16,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$631,966
−HK$34,143/mo
▼ 0.25% · 3.875%
HK$648,915
−HK$17,194/mo
Today · 4.125%
HK$666,109
baseline
▲ 0.50% · 4.625%
HK$701,220
+HK$35,111/mo
Deposit HK$124.56M · loan HK$124.56M · min. income ≈ HK$1,332,218/mo (50% DSR)
Upfront cash ≈ HK$140.75M (deposit + AVD stamp duty HK$16,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$681,677
−HK$42,747/mo
▼ 0.25% · 3.875%
HK$702,881
−HK$21,543/mo
Today · 4.125%
HK$724,424
baseline
▲ 0.50% · 4.625%
HK$768,504
+HK$44,080/mo
Deposit HK$99.65M · loan HK$149.47M · min. income ≈ HK$1,448,848/mo (50% DSR)
Upfront cash ≈ HK$115.84M (deposit + AVD stamp duty HK$16,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$758,359
−HK$40,972/mo
▼ 0.25% · 3.875%
HK$778,698
−HK$20,633/mo
Today · 4.125%
HK$799,331
baseline
▲ 0.50% · 4.625%
HK$841,465
+HK$42,134/mo
Deposit HK$99.65M · loan HK$149.47M · min. income ≈ HK$1,598,662/mo (50% DSR)
Upfront cash ≈ HK$115.84M (deposit + AVD stamp duty HK$16,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$795,290
−HK$49,872/mo
▼ 0.25% · 3.875%
HK$820,028
−HK$25,134/mo
Today · 4.125%
HK$845,162
baseline
▲ 0.50% · 4.625%
HK$896,588
+HK$51,426/mo
Deposit HK$74.74M · loan HK$174.39M · min. income ≈ HK$1,690,324/mo (50% DSR)
Upfront cash ≈ HK$90.93M (deposit + AVD stamp duty HK$16,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$884,752
−HK$47,801/mo
▼ 0.25% · 3.875%
HK$908,481
−HK$24,072/mo
Today · 4.125%
HK$932,553
baseline
▲ 0.50% · 4.625%
HK$981,709
+HK$49,156/mo
Deposit HK$74.74M · loan HK$174.39M · min. income ≈ HK$1,865,106/mo (50% DSR)
Upfront cash ≈ HK$90.93M (deposit + AVD stamp duty HK$16,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,022,516
−HK$64,120/mo
▼ 0.25% · 3.875%
HK$1,054,322
−HK$32,314/mo
Today · 4.125%
HK$1,086,636
baseline
▲ 0.50% · 4.625%
HK$1,152,756
+HK$66,120/mo
Deposit HK$24.91M · loan HK$224.21M · min. income ≈ HK$2,173,272/mo (50% DSR)
Upfront cash ≈ HK$41.11M (deposit + AVD stamp duty HK$16,192,994 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$1,137,538
−HK$61,458/mo
▼ 0.25% · 3.875%
HK$1,168,047
−HK$30,949/mo
Today · 4.125%
HK$1,198,996
baseline
▲ 0.50% · 4.625%
HK$1,262,197
+HK$63,201/mo
Deposit HK$24.91M · loan HK$224.21M · min. income ≈ HK$2,397,992/mo (50% DSR)
Upfront cash ≈ HK$41.11M (deposit + AVD stamp duty HK$16,192,994 · Scale 2, in force from 26 Feb 2026)