LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,811
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,578
−HK$1,796/mo
Today · 4.125%
HK$60,374
baseline
▲ 0.50% · 4.625%
HK$64,047
+HK$3,673/mo
Deposit HK$12.46M · loan HK$12.46M · min. income ≈ HK$120,748/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,058,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,202
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,897
−HK$1,720/mo
Today · 4.125%
HK$66,617
baseline
▲ 0.50% · 4.625%
HK$70,128
+HK$3,511/mo
Deposit HK$12.46M · loan HK$12.46M · min. income ≈ HK$133,234/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,058,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,173
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,294
−HK$2,155/mo
Today · 4.125%
HK$72,449
baseline
▲ 0.50% · 4.625%
HK$76,857
+HK$4,408/mo
Deposit HK$9.97M · loan HK$14.95M · min. income ≈ HK$144,898/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,058,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,842
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,876
−HK$2,064/mo
Today · 4.125%
HK$79,940
baseline
▲ 0.50% · 4.625%
HK$84,154
+HK$4,214/mo
Deposit HK$9.97M · loan HK$14.95M · min. income ≈ HK$159,880/mo (50% DSR)
Upfront cash ≈ HK$11.02M (deposit + AVD stamp duty HK$1,058,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,536
−HK$4,987/mo
▼ 0.25% · 3.875%
HK$82,010
−HK$2,513/mo
Today · 4.125%
HK$84,523
baseline
▲ 0.50% · 4.625%
HK$89,666
+HK$5,143/mo
Deposit HK$7.47M · loan HK$17.44M · min. income ≈ HK$169,046/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$1,058,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,483
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,856
−HK$2,407/mo
Today · 4.125%
HK$93,263
baseline
▲ 0.50% · 4.625%
HK$98,179
+HK$4,916/mo
Deposit HK$7.47M · loan HK$17.44M · min. income ≈ HK$186,526/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$1,058,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,260
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$105,441
−HK$3,232/mo
Today · 4.125%
HK$108,673
baseline
▲ 0.50% · 4.625%
HK$115,285
+HK$6,612/mo
Deposit HK$2.49M · loan HK$22.42M · min. income ≈ HK$217,346/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,058,863 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,763
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$116,815
−HK$3,095/mo
Today · 4.125%
HK$119,910
baseline
▲ 0.50% · 4.625%
HK$126,230
+HK$6,320/mo
Deposit HK$2.49M · loan HK$22.42M · min. income ≈ HK$239,820/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,058,863 · Scale 2, in force from 26 Feb 2026)