LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,816
−HK$3,563/mo
▼ 0.25% · 3.875%
HK$58,583
−HK$1,796/mo
Today · 4.125%
HK$60,379
baseline
▲ 0.50% · 4.625%
HK$64,052
+HK$3,673/mo
Deposit HK$12.46M · loan HK$12.46M · min. income ≈ HK$120,758/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,058,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,207
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,902
−HK$1,720/mo
Today · 4.125%
HK$66,622
baseline
▲ 0.50% · 4.625%
HK$70,133
+HK$3,511/mo
Deposit HK$12.46M · loan HK$12.46M · min. income ≈ HK$133,244/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,058,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,179
−HK$4,275/mo
▼ 0.25% · 3.875%
HK$70,300
−HK$2,154/mo
Today · 4.125%
HK$72,454
baseline
▲ 0.50% · 4.625%
HK$76,863
+HK$4,409/mo
Deposit HK$9.97M · loan HK$14.95M · min. income ≈ HK$144,908/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,058,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,848
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,882
−HK$2,064/mo
Today · 4.125%
HK$79,946
baseline
▲ 0.50% · 4.625%
HK$84,160
+HK$4,214/mo
Deposit HK$9.97M · loan HK$14.95M · min. income ≈ HK$159,892/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,058,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,542
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$82,016
−HK$2,514/mo
Today · 4.125%
HK$84,530
baseline
▲ 0.50% · 4.625%
HK$89,673
+HK$5,143/mo
Deposit HK$7.47M · loan HK$17.44M · min. income ≈ HK$169,060/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$1,058,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,490
−HK$4,780/mo
▼ 0.25% · 3.875%
HK$90,863
−HK$2,407/mo
Today · 4.125%
HK$93,270
baseline
▲ 0.50% · 4.625%
HK$98,187
+HK$4,917/mo
Deposit HK$7.47M · loan HK$17.44M · min. income ≈ HK$186,540/mo (50% DSR)
Upfront cash ≈ HK$8.53M (deposit + AVD stamp duty HK$1,058,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,268
−HK$6,413/mo
▼ 0.25% · 3.875%
HK$105,449
−HK$3,232/mo
Today · 4.125%
HK$108,681
baseline
▲ 0.50% · 4.625%
HK$115,294
+HK$6,613/mo
Deposit HK$2.49M · loan HK$22.42M · min. income ≈ HK$217,362/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,058,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,772
−HK$6,147/mo
▼ 0.25% · 3.875%
HK$116,824
−HK$3,095/mo
Today · 4.125%
HK$119,919
baseline
▲ 0.50% · 4.625%
HK$126,240
+HK$6,321/mo
Deposit HK$2.49M · loan HK$22.42M · min. income ≈ HK$239,838/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,058,945 · Scale 2, in force from 26 Feb 2026)