LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,828
−HK$3,564/mo
▼ 0.25% · 3.875%
HK$58,596
−HK$1,796/mo
Today · 4.125%
HK$60,392
baseline
▲ 0.50% · 4.625%
HK$64,066
+HK$3,674/mo
Deposit HK$12.46M · loan HK$12.46M · min. income ≈ HK$120,784/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,059,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,221
−HK$3,415/mo
▼ 0.25% · 3.875%
HK$64,916
−HK$1,720/mo
Today · 4.125%
HK$66,636
baseline
▲ 0.50% · 4.625%
HK$70,149
+HK$3,513/mo
Deposit HK$12.46M · loan HK$12.46M · min. income ≈ HK$133,272/mo (50% DSR)
Upfront cash ≈ HK$13.52M (deposit + AVD stamp duty HK$1,059,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,194
−HK$4,276/mo
▼ 0.25% · 3.875%
HK$70,315
−HK$2,155/mo
Today · 4.125%
HK$72,470
baseline
▲ 0.50% · 4.625%
HK$76,880
+HK$4,410/mo
Deposit HK$9.97M · loan HK$14.95M · min. income ≈ HK$144,940/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,059,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,865
−HK$4,098/mo
▼ 0.25% · 3.875%
HK$77,899
−HK$2,064/mo
Today · 4.125%
HK$79,963
baseline
▲ 0.50% · 4.625%
HK$84,178
+HK$4,215/mo
Deposit HK$9.97M · loan HK$14.95M · min. income ≈ HK$159,926/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,059,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,559
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$82,034
−HK$2,514/mo
Today · 4.125%
HK$84,548
baseline
▲ 0.50% · 4.625%
HK$89,693
+HK$5,145/mo
Deposit HK$7.48M · loan HK$17.45M · min. income ≈ HK$169,096/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$1,059,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,509
−HK$4,782/mo
▼ 0.25% · 3.875%
HK$90,883
−HK$2,408/mo
Today · 4.125%
HK$93,291
baseline
▲ 0.50% · 4.625%
HK$98,208
+HK$4,917/mo
Deposit HK$7.48M · loan HK$17.45M · min. income ≈ HK$186,582/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$1,059,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,290
−HK$6,415/mo
▼ 0.25% · 3.875%
HK$105,472
−HK$3,233/mo
Today · 4.125%
HK$108,705
baseline
▲ 0.50% · 4.625%
HK$115,319
+HK$6,614/mo
Deposit HK$2.49M · loan HK$22.43M · min. income ≈ HK$217,410/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,059,176 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,797
−HK$6,148/mo
▼ 0.25% · 3.875%
HK$116,849
−HK$3,096/mo
Today · 4.125%
HK$119,945
baseline
▲ 0.50% · 4.625%
HK$126,268
+HK$6,323/mo
Deposit HK$2.49M · loan HK$22.43M · min. income ≈ HK$239,890/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,059,176 · Scale 2, in force from 26 Feb 2026)