LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,851
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,620
−HK$1,797/mo
Today · 4.125%
HK$60,417
baseline
▲ 0.50% · 4.625%
HK$64,093
+HK$3,676/mo
Deposit HK$12.47M · loan HK$12.47M · min. income ≈ HK$120,834/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,059,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,247
−HK$3,417/mo
▼ 0.25% · 3.875%
HK$64,943
−HK$1,721/mo
Today · 4.125%
HK$66,664
baseline
▲ 0.50% · 4.625%
HK$70,178
+HK$3,514/mo
Deposit HK$12.47M · loan HK$12.47M · min. income ≈ HK$133,328/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,059,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,222
−HK$4,278/mo
▼ 0.25% · 3.875%
HK$70,344
−HK$2,156/mo
Today · 4.125%
HK$72,500
baseline
▲ 0.50% · 4.625%
HK$76,911
+HK$4,411/mo
Deposit HK$9.97M · loan HK$14.96M · min. income ≈ HK$145,000/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,059,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,896
−HK$4,100/mo
▼ 0.25% · 3.875%
HK$77,931
−HK$2,065/mo
Today · 4.125%
HK$79,996
baseline
▲ 0.50% · 4.625%
HK$84,213
+HK$4,217/mo
Deposit HK$9.97M · loan HK$14.96M · min. income ≈ HK$159,992/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,059,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,592
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$82,068
−HK$2,515/mo
Today · 4.125%
HK$84,583
baseline
▲ 0.50% · 4.625%
HK$89,730
+HK$5,147/mo
Deposit HK$7.48M · loan HK$17.45M · min. income ≈ HK$169,166/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$1,059,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,545
−HK$4,784/mo
▼ 0.25% · 3.875%
HK$90,920
−HK$2,409/mo
Today · 4.125%
HK$93,329
baseline
▲ 0.50% · 4.625%
HK$98,249
+HK$4,920/mo
Deposit HK$7.48M · loan HK$17.45M · min. income ≈ HK$186,658/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$1,059,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,333
−HK$6,417/mo
▼ 0.25% · 3.875%
HK$105,516
−HK$3,234/mo
Today · 4.125%
HK$108,750
baseline
▲ 0.50% · 4.625%
HK$115,367
+HK$6,617/mo
Deposit HK$2.49M · loan HK$22.44M · min. income ≈ HK$217,500/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,059,612 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,844
−HK$6,151/mo
▼ 0.25% · 3.875%
HK$116,897
−HK$3,098/mo
Today · 4.125%
HK$119,995
baseline
▲ 0.50% · 4.625%
HK$126,320
+HK$6,325/mo
Deposit HK$2.49M · loan HK$22.44M · min. income ≈ HK$239,990/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,059,612 · Scale 2, in force from 26 Feb 2026)