LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,864
−HK$3,566/mo
▼ 0.25% · 3.875%
HK$58,633
−HK$1,797/mo
Today · 4.125%
HK$60,430
baseline
▲ 0.50% · 4.625%
HK$64,107
+HK$3,677/mo
Deposit HK$12.47M · loan HK$12.47M · min. income ≈ HK$120,860/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,059,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,261
−HK$3,418/mo
▼ 0.25% · 3.875%
HK$64,958
−HK$1,721/mo
Today · 4.125%
HK$66,679
baseline
▲ 0.50% · 4.625%
HK$70,194
+HK$3,515/mo
Deposit HK$12.47M · loan HK$12.47M · min. income ≈ HK$133,358/mo (50% DSR)
Upfront cash ≈ HK$13.53M (deposit + AVD stamp duty HK$1,059,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,237
−HK$4,279/mo
▼ 0.25% · 3.875%
HK$70,360
−HK$2,156/mo
Today · 4.125%
HK$72,516
baseline
▲ 0.50% · 4.625%
HK$76,929
+HK$4,413/mo
Deposit HK$9.98M · loan HK$14.96M · min. income ≈ HK$145,032/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,059,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$75,913
−HK$4,102/mo
▼ 0.25% · 3.875%
HK$77,949
−HK$2,066/mo
Today · 4.125%
HK$80,015
baseline
▲ 0.50% · 4.625%
HK$84,232
+HK$4,217/mo
Deposit HK$9.98M · loan HK$14.96M · min. income ≈ HK$160,030/mo (50% DSR)
Upfront cash ≈ HK$11.03M (deposit + AVD stamp duty HK$1,059,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,610
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$82,087
−HK$2,516/mo
Today · 4.125%
HK$84,603
baseline
▲ 0.50% · 4.625%
HK$89,750
+HK$5,147/mo
Deposit HK$7.48M · loan HK$17.46M · min. income ≈ HK$169,206/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$1,059,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,566
−HK$4,785/mo
▼ 0.25% · 3.875%
HK$90,941
−HK$2,410/mo
Today · 4.125%
HK$93,351
baseline
▲ 0.50% · 4.625%
HK$98,271
+HK$4,920/mo
Deposit HK$7.48M · loan HK$17.46M · min. income ≈ HK$186,702/mo (50% DSR)
Upfront cash ≈ HK$8.54M (deposit + AVD stamp duty HK$1,059,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,356
−HK$6,419/mo
▼ 0.25% · 3.875%
HK$105,540
−HK$3,235/mo
Today · 4.125%
HK$108,775
baseline
▲ 0.50% · 4.625%
HK$115,393
+HK$6,618/mo
Deposit HK$2.49M · loan HK$22.44M · min. income ≈ HK$217,550/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,059,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$113,870
−HK$6,152/mo
▼ 0.25% · 3.875%
HK$116,924
−HK$3,098/mo
Today · 4.125%
HK$120,022
baseline
▲ 0.50% · 4.625%
HK$126,349
+HK$6,327/mo
Deposit HK$2.49M · loan HK$22.44M · min. income ≈ HK$240,044/mo (50% DSR)
Upfront cash ≈ HK$3.55M (deposit + AVD stamp duty HK$1,059,855 · Scale 2, in force from 26 Feb 2026)