LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,970
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,743
−HK$1,800/mo
Today · 4.125%
HK$60,543
baseline
▲ 0.50% · 4.625%
HK$64,227
+HK$3,684/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$121,086/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,061,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,379
−HK$3,424/mo
▼ 0.25% · 3.875%
HK$65,079
−HK$1,724/mo
Today · 4.125%
HK$66,803
baseline
▲ 0.50% · 4.625%
HK$70,324
+HK$3,521/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$133,606/mo (50% DSR)
Upfront cash ≈ HK$13.55M (deposit + AVD stamp duty HK$1,061,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,364
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,491
−HK$2,161/mo
Today · 4.125%
HK$72,652
baseline
▲ 0.50% · 4.625%
HK$77,072
+HK$4,420/mo
Deposit HK$9.99M · loan HK$14.99M · min. income ≈ HK$145,304/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,061,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,055
−HK$4,109/mo
▼ 0.25% · 3.875%
HK$78,095
−HK$2,069/mo
Today · 4.125%
HK$80,164
baseline
▲ 0.50% · 4.625%
HK$84,389
+HK$4,225/mo
Deposit HK$9.99M · loan HK$14.99M · min. income ≈ HK$160,328/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,061,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,759
−HK$5,001/mo
▼ 0.25% · 3.875%
HK$82,240
−HK$2,520/mo
Today · 4.125%
HK$84,760
baseline
▲ 0.50% · 4.625%
HK$89,918
+HK$5,158/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$169,520/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,061,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,731
−HK$4,793/mo
▼ 0.25% · 3.875%
HK$91,110
−HK$2,414/mo
Today · 4.125%
HK$93,524
baseline
▲ 0.50% · 4.625%
HK$98,454
+HK$4,930/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$187,048/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,061,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,547
−HK$6,430/mo
▼ 0.25% · 3.875%
HK$105,737
−HK$3,240/mo
Today · 4.125%
HK$108,977
baseline
▲ 0.50% · 4.625%
HK$115,608
+HK$6,631/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$217,954/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,061,829 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,082
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$117,142
−HK$3,104/mo
Today · 4.125%
HK$120,246
baseline
▲ 0.50% · 4.625%
HK$126,584
+HK$6,338/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,492/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,061,829 · Scale 2, in force from 26 Feb 2026)