LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,980
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,752
−HK$1,801/mo
Today · 4.125%
HK$60,553
baseline
▲ 0.50% · 4.625%
HK$64,237
+HK$3,684/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$121,106/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,061,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,389
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,089
−HK$1,725/mo
Today · 4.125%
HK$66,814
baseline
▲ 0.50% · 4.625%
HK$70,336
+HK$3,522/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$133,628/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,061,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,375
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,502
−HK$2,161/mo
Today · 4.125%
HK$72,663
baseline
▲ 0.50% · 4.625%
HK$77,085
+HK$4,422/mo
Deposit HK$10.00M · loan HK$14.99M · min. income ≈ HK$145,326/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,061,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,067
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,107
−HK$2,070/mo
Today · 4.125%
HK$80,177
baseline
▲ 0.50% · 4.625%
HK$84,403
+HK$4,226/mo
Deposit HK$10.00M · loan HK$14.99M · min. income ≈ HK$160,354/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,061,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,771
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,253
−HK$2,521/mo
Today · 4.125%
HK$84,774
baseline
▲ 0.50% · 4.625%
HK$89,932
+HK$5,158/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$169,548/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,061,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,745
−HK$4,794/mo
▼ 0.25% · 3.875%
HK$91,125
−HK$2,414/mo
Today · 4.125%
HK$93,539
baseline
▲ 0.50% · 4.625%
HK$98,470
+HK$4,931/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$187,078/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,061,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,563
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,753
−HK$3,242/mo
Today · 4.125%
HK$108,995
baseline
▲ 0.50% · 4.625%
HK$115,627
+HK$6,632/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$217,990/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,061,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,100
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$117,161
−HK$3,104/mo
Today · 4.125%
HK$120,265
baseline
▲ 0.50% · 4.625%
HK$126,604
+HK$6,339/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,530/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,061,999 · Scale 2, in force from 26 Feb 2026)