LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,981
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,753
−HK$1,801/mo
Today · 4.125%
HK$60,554
baseline
▲ 0.50% · 4.625%
HK$64,239
+HK$3,685/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$121,108/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,391
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,091
−HK$1,725/mo
Today · 4.125%
HK$66,816
baseline
▲ 0.50% · 4.625%
HK$70,338
+HK$3,522/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$133,632/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,377
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,504
−HK$2,161/mo
Today · 4.125%
HK$72,665
baseline
▲ 0.50% · 4.625%
HK$77,087
+HK$4,422/mo
Deposit HK$10.00M · loan HK$14.99M · min. income ≈ HK$145,330/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,069
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,109
−HK$2,070/mo
Today · 4.125%
HK$80,179
baseline
▲ 0.50% · 4.625%
HK$84,405
+HK$4,226/mo
Deposit HK$10.00M · loan HK$14.99M · min. income ≈ HK$160,358/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,773
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,255
−HK$2,521/mo
Today · 4.125%
HK$84,776
baseline
▲ 0.50% · 4.625%
HK$89,934
+HK$5,158/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$169,552/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,747
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,127
−HK$2,415/mo
Today · 4.125%
HK$93,542
baseline
▲ 0.50% · 4.625%
HK$98,473
+HK$4,931/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$187,084/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,566
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,756
−HK$3,242/mo
Today · 4.125%
HK$108,998
baseline
▲ 0.50% · 4.625%
HK$115,630
+HK$6,632/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$217,996/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,103
−HK$6,165/mo
▼ 0.25% · 3.875%
HK$117,164
−HK$3,104/mo
Today · 4.125%
HK$120,268
baseline
▲ 0.50% · 4.625%
HK$126,608
+HK$6,340/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,536/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,027 · Scale 2, in force from 26 Feb 2026)