LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,982
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,754
−HK$1,801/mo
Today · 4.125%
HK$60,555
baseline
▲ 0.50% · 4.625%
HK$64,239
+HK$3,684/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$121,110/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,391
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,092
−HK$1,724/mo
Today · 4.125%
HK$66,816
baseline
▲ 0.50% · 4.625%
HK$70,338
+HK$3,522/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$133,632/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,378
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,505
−HK$2,161/mo
Today · 4.125%
HK$72,666
baseline
▲ 0.50% · 4.625%
HK$77,087
+HK$4,421/mo
Deposit HK$10.00M · loan HK$14.99M · min. income ≈ HK$145,332/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,070
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,110
−HK$2,070/mo
Today · 4.125%
HK$80,180
baseline
▲ 0.50% · 4.625%
HK$84,406
+HK$4,226/mo
Deposit HK$10.00M · loan HK$14.99M · min. income ≈ HK$160,360/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,774
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,256
−HK$2,521/mo
Today · 4.125%
HK$84,777
baseline
▲ 0.50% · 4.625%
HK$89,935
+HK$5,158/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$169,554/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,748
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,128
−HK$2,415/mo
Today · 4.125%
HK$93,543
baseline
▲ 0.50% · 4.625%
HK$98,474
+HK$4,931/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$187,086/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,567
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,757
−HK$3,242/mo
Today · 4.125%
HK$108,999
baseline
▲ 0.50% · 4.625%
HK$115,631
+HK$6,632/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$217,998/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,039 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,105
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$117,165
−HK$3,104/mo
Today · 4.125%
HK$120,269
baseline
▲ 0.50% · 4.625%
HK$126,609
+HK$6,340/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,538/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,039 · Scale 2, in force from 26 Feb 2026)