LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,983
−HK$3,573/mo
▼ 0.25% · 3.875%
HK$58,756
−HK$1,800/mo
Today · 4.125%
HK$60,556
baseline
▲ 0.50% · 4.625%
HK$64,241
+HK$3,685/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$121,112/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,393
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,093
−HK$1,725/mo
Today · 4.125%
HK$66,818
baseline
▲ 0.50% · 4.625%
HK$70,340
+HK$3,522/mo
Deposit HK$12.49M · loan HK$12.49M · min. income ≈ HK$133,636/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,380
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,507
−HK$2,161/mo
Today · 4.125%
HK$72,668
baseline
▲ 0.50% · 4.625%
HK$77,089
+HK$4,421/mo
Deposit HK$10.00M · loan HK$14.99M · min. income ≈ HK$145,336/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,072
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,112
−HK$2,070/mo
Today · 4.125%
HK$80,182
baseline
▲ 0.50% · 4.625%
HK$84,408
+HK$4,226/mo
Deposit HK$10.00M · loan HK$14.99M · min. income ≈ HK$160,364/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,776
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,258
−HK$2,521/mo
Today · 4.125%
HK$84,779
baseline
▲ 0.50% · 4.625%
HK$89,938
+HK$5,159/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$169,558/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,750
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,131
−HK$2,414/mo
Today · 4.125%
HK$93,545
baseline
▲ 0.50% · 4.625%
HK$98,476
+HK$4,931/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$187,090/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,570
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,760
−HK$3,242/mo
Today · 4.125%
HK$109,002
baseline
▲ 0.50% · 4.625%
HK$115,634
+HK$6,632/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$218,004/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,065 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,108
−HK$6,164/mo
▼ 0.25% · 3.875%
HK$117,168
−HK$3,104/mo
Today · 4.125%
HK$120,272
baseline
▲ 0.50% · 4.625%
HK$126,612
+HK$6,340/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,544/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,065 · Scale 2, in force from 26 Feb 2026)