LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,989
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,762
−HK$1,801/mo
Today · 4.125%
HK$60,563
baseline
▲ 0.50% · 4.625%
HK$64,248
+HK$3,685/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,126/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,400
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,100
−HK$1,725/mo
Today · 4.125%
HK$66,825
baseline
▲ 0.50% · 4.625%
HK$70,348
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,650/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,387
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,514
−HK$2,162/mo
Today · 4.125%
HK$72,676
baseline
▲ 0.50% · 4.625%
HK$77,098
+HK$4,422/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,352/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,080
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,120
−HK$2,070/mo
Today · 4.125%
HK$80,190
baseline
▲ 0.50% · 4.625%
HK$84,417
+HK$4,227/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,380/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,785
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,267
−HK$2,521/mo
Today · 4.125%
HK$84,788
baseline
▲ 0.50% · 4.625%
HK$89,947
+HK$5,159/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$169,576/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,760
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,141
−HK$2,414/mo
Today · 4.125%
HK$93,555
baseline
▲ 0.50% · 4.625%
HK$98,487
+HK$4,932/mo
Deposit HK$7.50M · loan HK$17.49M · min. income ≈ HK$187,110/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,581
−HK$6,432/mo
▼ 0.25% · 3.875%
HK$105,772
−HK$3,241/mo
Today · 4.125%
HK$109,013
baseline
▲ 0.50% · 4.625%
HK$115,647
+HK$6,634/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$218,026/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,182 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,120
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,181
−HK$3,105/mo
Today · 4.125%
HK$120,286
baseline
▲ 0.50% · 4.625%
HK$126,626
+HK$6,340/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,572/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,182 · Scale 2, in force from 26 Feb 2026)