LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,990
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,763
−HK$1,801/mo
Today · 4.125%
HK$60,564
baseline
▲ 0.50% · 4.625%
HK$64,249
+HK$3,685/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,128/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,401
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,101
−HK$1,725/mo
Today · 4.125%
HK$66,826
baseline
▲ 0.50% · 4.625%
HK$70,349
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,652/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,388
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,516
−HK$2,161/mo
Today · 4.125%
HK$72,677
baseline
▲ 0.50% · 4.625%
HK$77,099
+HK$4,422/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,354/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,081
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,122
−HK$2,070/mo
Today · 4.125%
HK$80,192
baseline
▲ 0.50% · 4.625%
HK$84,419
+HK$4,227/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,384/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,786
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,268
−HK$2,522/mo
Today · 4.125%
HK$84,790
baseline
▲ 0.50% · 4.625%
HK$89,949
+HK$5,159/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,580/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,762
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,142
−HK$2,415/mo
Today · 4.125%
HK$93,557
baseline
▲ 0.50% · 4.625%
HK$98,489
+HK$4,932/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,114/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,582
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,773
−HK$3,242/mo
Today · 4.125%
HK$109,015
baseline
▲ 0.50% · 4.625%
HK$115,649
+HK$6,634/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$218,030/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,200 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,122
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,183
−HK$3,105/mo
Today · 4.125%
HK$120,288
baseline
▲ 0.50% · 4.625%
HK$126,628
+HK$6,340/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,576/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,200 · Scale 2, in force from 26 Feb 2026)