LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,991
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,763
−HK$1,802/mo
Today · 4.125%
HK$60,565
baseline
▲ 0.50% · 4.625%
HK$64,250
+HK$3,685/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,130/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,402
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,102
−HK$1,725/mo
Today · 4.125%
HK$66,827
baseline
▲ 0.50% · 4.625%
HK$70,350
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,654/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,389
−HK$4,288/mo
▼ 0.25% · 3.875%
HK$70,516
−HK$2,161/mo
Today · 4.125%
HK$72,677
baseline
▲ 0.50% · 4.625%
HK$77,100
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,354/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,082
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,122
−HK$2,070/mo
Today · 4.125%
HK$80,192
baseline
▲ 0.50% · 4.625%
HK$84,419
+HK$4,227/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,384/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,787
−HK$5,003/mo
▼ 0.25% · 3.875%
HK$82,269
−HK$2,521/mo
Today · 4.125%
HK$84,790
baseline
▲ 0.50% · 4.625%
HK$89,950
+HK$5,160/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,580/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,762
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,143
−HK$2,415/mo
Today · 4.125%
HK$93,558
baseline
▲ 0.50% · 4.625%
HK$98,489
+HK$4,931/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,116/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,583
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,774
−HK$3,242/mo
Today · 4.125%
HK$109,016
baseline
▲ 0.50% · 4.625%
HK$115,650
+HK$6,634/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$218,032/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,123
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,184
−HK$3,105/mo
Today · 4.125%
HK$120,289
baseline
▲ 0.50% · 4.625%
HK$126,629
+HK$6,340/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,578/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,208 · Scale 2, in force from 26 Feb 2026)