LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,994
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,766
−HK$1,802/mo
Today · 4.125%
HK$60,568
baseline
▲ 0.50% · 4.625%
HK$64,253
+HK$3,685/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,136/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,405
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,105
−HK$1,725/mo
Today · 4.125%
HK$66,830
baseline
▲ 0.50% · 4.625%
HK$70,353
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,660/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,392
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,520
−HK$2,161/mo
Today · 4.125%
HK$72,681
baseline
▲ 0.50% · 4.625%
HK$77,104
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,362/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,086
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,126
−HK$2,070/mo
Today · 4.125%
HK$80,196
baseline
▲ 0.50% · 4.625%
HK$84,424
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,392/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,791
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,273
−HK$2,522/mo
Today · 4.125%
HK$84,795
baseline
▲ 0.50% · 4.625%
HK$89,954
+HK$5,159/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,590/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,767
−HK$4,795/mo
▼ 0.25% · 3.875%
HK$91,147
−HK$2,415/mo
Today · 4.125%
HK$93,562
baseline
▲ 0.50% · 4.625%
HK$98,494
+HK$4,932/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,124/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,588
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$105,779
−HK$3,243/mo
Today · 4.125%
HK$109,022
baseline
▲ 0.50% · 4.625%
HK$115,655
+HK$6,633/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$218,044/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,261 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,129
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,189
−HK$3,106/mo
Today · 4.125%
HK$120,295
baseline
▲ 0.50% · 4.625%
HK$126,635
+HK$6,340/mo
Deposit HK$2.50M · loan HK$22.49M · min. income ≈ HK$240,590/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,261 · Scale 2, in force from 26 Feb 2026)