LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,994
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,767
−HK$1,801/mo
Today · 4.125%
HK$60,568
baseline
▲ 0.50% · 4.625%
HK$64,254
+HK$3,686/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,136/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,406
−HK$3,425/mo
▼ 0.25% · 3.875%
HK$65,106
−HK$1,725/mo
Today · 4.125%
HK$66,831
baseline
▲ 0.50% · 4.625%
HK$70,354
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,662/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,393
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,521
−HK$2,161/mo
Today · 4.125%
HK$72,682
baseline
▲ 0.50% · 4.625%
HK$77,105
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,364/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,087
−HK$4,110/mo
▼ 0.25% · 3.875%
HK$78,127
−HK$2,070/mo
Today · 4.125%
HK$80,197
baseline
▲ 0.50% · 4.625%
HK$84,425
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,394/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,792
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,274
−HK$2,522/mo
Today · 4.125%
HK$84,796
baseline
▲ 0.50% · 4.625%
HK$89,955
+HK$5,159/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,592/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,768
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,149
−HK$2,415/mo
Today · 4.125%
HK$93,564
baseline
▲ 0.50% · 4.625%
HK$98,496
+HK$4,932/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,128/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,590
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,781
−HK$3,242/mo
Today · 4.125%
HK$109,023
baseline
▲ 0.50% · 4.625%
HK$115,657
+HK$6,634/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,046/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,130
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,191
−HK$3,105/mo
Today · 4.125%
HK$120,296
baseline
▲ 0.50% · 4.625%
HK$126,637
+HK$6,341/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,592/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,275 · Scale 2, in force from 26 Feb 2026)