LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,998
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,771
−HK$1,801/mo
Today · 4.125%
HK$60,572
baseline
▲ 0.50% · 4.625%
HK$64,258
+HK$3,686/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,144/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,409
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,110
−HK$1,725/mo
Today · 4.125%
HK$66,835
baseline
▲ 0.50% · 4.625%
HK$70,358
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,670/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,397
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,525
−HK$2,161/mo
Today · 4.125%
HK$72,686
baseline
▲ 0.50% · 4.625%
HK$77,109
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,372/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,091
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,132
−HK$2,070/mo
Today · 4.125%
HK$80,202
baseline
▲ 0.50% · 4.625%
HK$84,430
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,404/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,797
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,279
−HK$2,522/mo
Today · 4.125%
HK$84,801
baseline
▲ 0.50% · 4.625%
HK$89,961
+HK$5,160/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,602/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,773
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,154
−HK$2,415/mo
Today · 4.125%
HK$93,569
baseline
▲ 0.50% · 4.625%
HK$98,501
+HK$4,932/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,138/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,596
−HK$6,433/mo
▼ 0.25% · 3.875%
HK$105,787
−HK$3,242/mo
Today · 4.125%
HK$109,029
baseline
▲ 0.50% · 4.625%
HK$115,664
+HK$6,635/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,058/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,337 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,137
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,198
−HK$3,105/mo
Today · 4.125%
HK$120,303
baseline
▲ 0.50% · 4.625%
HK$126,644
+HK$6,341/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,606/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,337 · Scale 2, in force from 26 Feb 2026)