LTV · monthly repayment
▼ 0.50% · 3.625%
HK$56,999
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,772
−HK$1,801/mo
Today · 4.125%
HK$60,573
baseline
▲ 0.50% · 4.625%
HK$64,259
+HK$3,686/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,146/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,411
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,112
−HK$1,725/mo
Today · 4.125%
HK$66,837
baseline
▲ 0.50% · 4.625%
HK$70,360
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,674/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,399
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,526
−HK$2,162/mo
Today · 4.125%
HK$72,688
baseline
▲ 0.50% · 4.625%
HK$77,111
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,376/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,093
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,134
−HK$2,070/mo
Today · 4.125%
HK$80,204
baseline
▲ 0.50% · 4.625%
HK$84,432
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,408/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,799
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,281
−HK$2,522/mo
Today · 4.125%
HK$84,803
baseline
▲ 0.50% · 4.625%
HK$89,963
+HK$5,160/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,606/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,775
−HK$4,796/mo
▼ 0.25% · 3.875%
HK$91,156
−HK$2,415/mo
Today · 4.125%
HK$93,571
baseline
▲ 0.50% · 4.625%
HK$98,504
+HK$4,933/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,142/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,598
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$105,790
−HK$3,242/mo
Today · 4.125%
HK$109,032
baseline
▲ 0.50% · 4.625%
HK$115,666
+HK$6,634/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,064/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,363 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,140
−HK$6,166/mo
▼ 0.25% · 3.875%
HK$117,201
−HK$3,105/mo
Today · 4.125%
HK$120,306
baseline
▲ 0.50% · 4.625%
HK$126,648
+HK$6,342/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,612/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,363 · Scale 2, in force from 26 Feb 2026)