LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,003
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,777
−HK$1,801/mo
Today · 4.125%
HK$60,578
baseline
▲ 0.50% · 4.625%
HK$64,264
+HK$3,686/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,156/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,416
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,117
−HK$1,725/mo
Today · 4.125%
HK$66,842
baseline
▲ 0.50% · 4.625%
HK$70,365
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,684/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,404
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,532
−HK$2,162/mo
Today · 4.125%
HK$72,694
baseline
▲ 0.50% · 4.625%
HK$77,117
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,388/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,099
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,140
−HK$2,070/mo
Today · 4.125%
HK$80,210
baseline
▲ 0.50% · 4.625%
HK$84,438
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,420/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,805
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,287
−HK$2,522/mo
Today · 4.125%
HK$84,809
baseline
▲ 0.50% · 4.625%
HK$89,970
+HK$5,161/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,618/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,782
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,163
−HK$2,416/mo
Today · 4.125%
HK$93,579
baseline
▲ 0.50% · 4.625%
HK$98,511
+HK$4,932/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,158/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,606
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,798
−HK$3,243/mo
Today · 4.125%
HK$109,041
baseline
▲ 0.50% · 4.625%
HK$115,675
+HK$6,634/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,082/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,446 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,148
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,210
−HK$3,106/mo
Today · 4.125%
HK$120,316
baseline
▲ 0.50% · 4.625%
HK$126,658
+HK$6,342/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,632/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,446 · Scale 2, in force from 26 Feb 2026)