LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,004
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,777
−HK$1,802/mo
Today · 4.125%
HK$60,579
baseline
▲ 0.50% · 4.625%
HK$64,265
+HK$3,686/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,158/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,416
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,117
−HK$1,726/mo
Today · 4.125%
HK$66,843
baseline
▲ 0.50% · 4.625%
HK$70,366
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,686/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,405
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,533
−HK$2,161/mo
Today · 4.125%
HK$72,694
baseline
▲ 0.50% · 4.625%
HK$77,118
+HK$4,424/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,388/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,100
−HK$4,111/mo
▼ 0.25% · 3.875%
HK$78,141
−HK$2,070/mo
Today · 4.125%
HK$80,211
baseline
▲ 0.50% · 4.625%
HK$84,439
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,422/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,806
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,288
−HK$2,522/mo
Today · 4.125%
HK$84,810
baseline
▲ 0.50% · 4.625%
HK$89,971
+HK$5,161/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,620/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,783
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,164
−HK$2,416/mo
Today · 4.125%
HK$93,580
baseline
▲ 0.50% · 4.625%
HK$98,512
+HK$4,932/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,160/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,607
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,799
−HK$3,243/mo
Today · 4.125%
HK$109,042
baseline
▲ 0.50% · 4.625%
HK$115,676
+HK$6,634/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,084/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,149
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,211
−HK$3,106/mo
Today · 4.125%
HK$120,317
baseline
▲ 0.50% · 4.625%
HK$126,659
+HK$6,342/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,634/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,455 · Scale 2, in force from 26 Feb 2026)