LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,005
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,778
−HK$1,801/mo
Today · 4.125%
HK$60,579
baseline
▲ 0.50% · 4.625%
HK$64,265
+HK$3,686/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,158/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,417
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,118
−HK$1,725/mo
Today · 4.125%
HK$66,843
baseline
▲ 0.50% · 4.625%
HK$70,367
+HK$3,524/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,686/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,406
−HK$4,289/mo
▼ 0.25% · 3.875%
HK$70,533
−HK$2,162/mo
Today · 4.125%
HK$72,695
baseline
▲ 0.50% · 4.625%
HK$77,118
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,390/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,100
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,141
−HK$2,071/mo
Today · 4.125%
HK$80,212
baseline
▲ 0.50% · 4.625%
HK$84,440
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,424/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,806
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,289
−HK$2,522/mo
Today · 4.125%
HK$84,811
baseline
▲ 0.50% · 4.625%
HK$89,972
+HK$5,161/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,622/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,784
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,165
−HK$2,416/mo
Today · 4.125%
HK$93,581
baseline
▲ 0.50% · 4.625%
HK$98,513
+HK$4,932/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,162/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,608
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,800
−HK$3,243/mo
Today · 4.125%
HK$109,043
baseline
▲ 0.50% · 4.625%
HK$115,678
+HK$6,635/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,086/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,151
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$117,212
−HK$3,106/mo
Today · 4.125%
HK$120,318
baseline
▲ 0.50% · 4.625%
HK$126,660
+HK$6,342/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,636/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,466 · Scale 2, in force from 26 Feb 2026)