LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,006
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,780
−HK$1,801/mo
Today · 4.125%
HK$60,581
baseline
▲ 0.50% · 4.625%
HK$64,268
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,162/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,419
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,120
−HK$1,725/mo
Today · 4.125%
HK$66,845
baseline
▲ 0.50% · 4.625%
HK$70,369
+HK$3,524/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,690/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,408
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,536
−HK$2,162/mo
Today · 4.125%
HK$72,698
baseline
▲ 0.50% · 4.625%
HK$77,121
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,396/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,103
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,144
−HK$2,071/mo
Today · 4.125%
HK$80,215
baseline
▲ 0.50% · 4.625%
HK$84,443
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,430/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,809
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,292
−HK$2,522/mo
Today · 4.125%
HK$84,814
baseline
▲ 0.50% · 4.625%
HK$89,975
+HK$5,161/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,628/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,787
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,168
−HK$2,416/mo
Today · 4.125%
HK$93,584
baseline
▲ 0.50% · 4.625%
HK$98,517
+HK$4,933/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,168/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,612
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$105,803
−HK$3,243/mo
Today · 4.125%
HK$109,046
baseline
▲ 0.50% · 4.625%
HK$115,682
+HK$6,636/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,092/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,502 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,154
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,216
−HK$3,106/mo
Today · 4.125%
HK$120,322
baseline
▲ 0.50% · 4.625%
HK$126,664
+HK$6,342/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,644/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,502 · Scale 2, in force from 26 Feb 2026)