LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,008
−HK$3,574/mo
▼ 0.25% · 3.875%
HK$58,781
−HK$1,801/mo
Today · 4.125%
HK$60,582
baseline
▲ 0.50% · 4.625%
HK$64,269
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,164/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,420
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,121
−HK$1,726/mo
Today · 4.125%
HK$66,847
baseline
▲ 0.50% · 4.625%
HK$70,370
+HK$3,523/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,694/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,409
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,537
−HK$2,162/mo
Today · 4.125%
HK$72,699
baseline
▲ 0.50% · 4.625%
HK$77,122
+HK$4,423/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,398/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,104
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,145
−HK$2,071/mo
Today · 4.125%
HK$80,216
baseline
▲ 0.50% · 4.625%
HK$84,444
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,432/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,811
−HK$5,004/mo
▼ 0.25% · 3.875%
HK$82,293
−HK$2,522/mo
Today · 4.125%
HK$84,815
baseline
▲ 0.50% · 4.625%
HK$89,976
+HK$5,161/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,630/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,788
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,170
−HK$2,415/mo
Today · 4.125%
HK$93,585
baseline
▲ 0.50% · 4.625%
HK$98,518
+HK$4,933/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,170/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,614
−HK$6,434/mo
▼ 0.25% · 3.875%
HK$105,805
−HK$3,243/mo
Today · 4.125%
HK$109,048
baseline
▲ 0.50% · 4.625%
HK$115,684
+HK$6,636/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,096/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,157
−HK$6,167/mo
▼ 0.25% · 3.875%
HK$117,218
−HK$3,106/mo
Today · 4.125%
HK$120,324
baseline
▲ 0.50% · 4.625%
HK$126,667
+HK$6,343/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,648/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,522 · Scale 2, in force from 26 Feb 2026)