LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,009
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,783
−HK$1,801/mo
Today · 4.125%
HK$60,584
baseline
▲ 0.50% · 4.625%
HK$64,271
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,168/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,422
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,123
−HK$1,726/mo
Today · 4.125%
HK$66,849
baseline
▲ 0.50% · 4.625%
HK$70,373
+HK$3,524/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,698/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,411
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,539
−HK$2,162/mo
Today · 4.125%
HK$72,701
baseline
▲ 0.50% · 4.625%
HK$77,125
+HK$4,424/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,402/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,107
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,148
−HK$2,071/mo
Today · 4.125%
HK$80,219
baseline
▲ 0.50% · 4.625%
HK$84,447
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,438/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,813
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,296
−HK$2,522/mo
Today · 4.125%
HK$84,818
baseline
▲ 0.50% · 4.625%
HK$89,979
+HK$5,161/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,636/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,791
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,173
−HK$2,416/mo
Today · 4.125%
HK$93,589
baseline
▲ 0.50% · 4.625%
HK$98,522
+HK$4,933/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,178/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,617
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,809
−HK$3,243/mo
Today · 4.125%
HK$109,052
baseline
▲ 0.50% · 4.625%
HK$115,688
+HK$6,636/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,104/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,160
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,222
−HK$3,106/mo
Today · 4.125%
HK$120,328
baseline
▲ 0.50% · 4.625%
HK$126,671
+HK$6,343/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,656/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,557 · Scale 2, in force from 26 Feb 2026)