LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,010
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,784
−HK$1,801/mo
Today · 4.125%
HK$60,585
baseline
▲ 0.50% · 4.625%
HK$64,272
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,170/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,423
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,124
−HK$1,726/mo
Today · 4.125%
HK$66,850
baseline
▲ 0.50% · 4.625%
HK$70,374
+HK$3,524/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,700/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,412
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,540
−HK$2,162/mo
Today · 4.125%
HK$72,702
baseline
▲ 0.50% · 4.625%
HK$77,126
+HK$4,424/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,404/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,108
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,149
−HK$2,071/mo
Today · 4.125%
HK$80,220
baseline
▲ 0.50% · 4.625%
HK$84,448
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,440/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,814
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,297
−HK$2,522/mo
Today · 4.125%
HK$84,819
baseline
▲ 0.50% · 4.625%
HK$89,980
+HK$5,161/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,638/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,793
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,174
−HK$2,416/mo
Today · 4.125%
HK$93,590
baseline
▲ 0.50% · 4.625%
HK$98,523
+HK$4,933/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,180/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,618
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,810
−HK$3,243/mo
Today · 4.125%
HK$109,053
baseline
▲ 0.50% · 4.625%
HK$115,689
+HK$6,636/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,106/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,571 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,162
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,224
−HK$3,106/mo
Today · 4.125%
HK$120,330
baseline
▲ 0.50% · 4.625%
HK$126,672
+HK$6,342/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,660/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,571 · Scale 2, in force from 26 Feb 2026)