LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,012
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,786
−HK$1,801/mo
Today · 4.125%
HK$60,587
baseline
▲ 0.50% · 4.625%
HK$64,274
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,174/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,426
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,127
−HK$1,725/mo
Today · 4.125%
HK$66,852
baseline
▲ 0.50% · 4.625%
HK$70,376
+HK$3,524/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,704/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,415
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,543
−HK$2,162/mo
Today · 4.125%
HK$72,705
baseline
▲ 0.50% · 4.625%
HK$77,129
+HK$4,424/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,410/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,111
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,152
−HK$2,071/mo
Today · 4.125%
HK$80,223
baseline
▲ 0.50% · 4.625%
HK$84,451
+HK$4,228/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,446/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,817
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,300
−HK$2,522/mo
Today · 4.125%
HK$84,822
baseline
▲ 0.50% · 4.625%
HK$89,984
+HK$5,162/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,644/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,796
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,177
−HK$2,416/mo
Today · 4.125%
HK$93,593
baseline
▲ 0.50% · 4.625%
HK$98,527
+HK$4,934/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,186/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,622
−HK$6,435/mo
▼ 0.25% · 3.875%
HK$105,814
−HK$3,243/mo
Today · 4.125%
HK$109,057
baseline
▲ 0.50% · 4.625%
HK$115,693
+HK$6,636/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,114/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,609 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,166
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,228
−HK$3,106/mo
Today · 4.125%
HK$120,334
baseline
▲ 0.50% · 4.625%
HK$126,677
+HK$6,343/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,668/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,609 · Scale 2, in force from 26 Feb 2026)