LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,014
−HK$3,575/mo
▼ 0.25% · 3.875%
HK$58,788
−HK$1,801/mo
Today · 4.125%
HK$60,589
baseline
▲ 0.50% · 4.625%
HK$64,276
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,178/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,428
−HK$3,426/mo
▼ 0.25% · 3.875%
HK$65,129
−HK$1,725/mo
Today · 4.125%
HK$66,854
baseline
▲ 0.50% · 4.625%
HK$70,378
+HK$3,524/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,708/mo (50% DSR)
Upfront cash ≈ HK$13.56M (deposit + AVD stamp duty HK$1,062,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,417
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,545
−HK$2,162/mo
Today · 4.125%
HK$72,707
baseline
▲ 0.50% · 4.625%
HK$77,131
+HK$4,424/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,414/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,113
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,155
−HK$2,070/mo
Today · 4.125%
HK$80,225
baseline
▲ 0.50% · 4.625%
HK$84,454
+HK$4,229/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,450/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,820
−HK$5,005/mo
▼ 0.25% · 3.875%
HK$82,303
−HK$2,522/mo
Today · 4.125%
HK$84,825
baseline
▲ 0.50% · 4.625%
HK$89,987
+HK$5,162/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,650/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,799
−HK$4,797/mo
▼ 0.25% · 3.875%
HK$91,180
−HK$2,416/mo
Today · 4.125%
HK$93,596
baseline
▲ 0.50% · 4.625%
HK$98,530
+HK$4,934/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,192/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,625
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,818
−HK$3,243/mo
Today · 4.125%
HK$109,061
baseline
▲ 0.50% · 4.625%
HK$115,697
+HK$6,636/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,122/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,645 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,170
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,232
−HK$3,106/mo
Today · 4.125%
HK$120,338
baseline
▲ 0.50% · 4.625%
HK$126,681
+HK$6,343/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,676/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,645 · Scale 2, in force from 26 Feb 2026)