LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,017
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,791
−HK$1,802/mo
Today · 4.125%
HK$60,593
baseline
▲ 0.50% · 4.625%
HK$64,280
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,186/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,431
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,132
−HK$1,726/mo
Today · 4.125%
HK$66,858
baseline
▲ 0.50% · 4.625%
HK$70,382
+HK$3,524/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,716/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,421
−HK$4,290/mo
▼ 0.25% · 3.875%
HK$70,549
−HK$2,162/mo
Today · 4.125%
HK$72,711
baseline
▲ 0.50% · 4.625%
HK$77,135
+HK$4,424/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,422/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,117
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,159
−HK$2,071/mo
Today · 4.125%
HK$80,230
baseline
▲ 0.50% · 4.625%
HK$84,459
+HK$4,229/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,460/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,824
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,307
−HK$2,523/mo
Today · 4.125%
HK$84,830
baseline
▲ 0.50% · 4.625%
HK$89,991
+HK$5,161/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,660/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,803
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,185
−HK$2,416/mo
Today · 4.125%
HK$93,601
baseline
▲ 0.50% · 4.625%
HK$98,535
+HK$4,934/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,202/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,631
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,823
−HK$3,244/mo
Today · 4.125%
HK$109,067
baseline
▲ 0.50% · 4.625%
HK$115,703
+HK$6,636/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,134/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,701 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,176
−HK$6,168/mo
▼ 0.25% · 3.875%
HK$117,238
−HK$3,106/mo
Today · 4.125%
HK$120,344
baseline
▲ 0.50% · 4.625%
HK$126,688
+HK$6,344/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,688/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,701 · Scale 2, in force from 26 Feb 2026)