LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,017
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,791
−HK$1,802/mo
Today · 4.125%
HK$60,593
baseline
▲ 0.50% · 4.625%
HK$64,280
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,186/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,431
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,133
−HK$1,725/mo
Today · 4.125%
HK$66,858
baseline
▲ 0.50% · 4.625%
HK$70,383
+HK$3,525/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,716/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,421
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,549
−HK$2,163/mo
Today · 4.125%
HK$72,712
baseline
▲ 0.50% · 4.625%
HK$77,136
+HK$4,424/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,424/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,118
−HK$4,112/mo
▼ 0.25% · 3.875%
HK$78,159
−HK$2,071/mo
Today · 4.125%
HK$80,230
baseline
▲ 0.50% · 4.625%
HK$84,459
+HK$4,229/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,460/mo (50% DSR)
Upfront cash ≈ HK$11.06M (deposit + AVD stamp duty HK$1,062,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,824
−HK$5,006/mo
▼ 0.25% · 3.875%
HK$82,307
−HK$2,523/mo
Today · 4.125%
HK$84,830
baseline
▲ 0.50% · 4.625%
HK$89,992
+HK$5,162/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,660/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,804
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,186
−HK$2,416/mo
Today · 4.125%
HK$93,602
baseline
▲ 0.50% · 4.625%
HK$98,536
+HK$4,934/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,204/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,631
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,824
−HK$3,243/mo
Today · 4.125%
HK$109,067
baseline
▲ 0.50% · 4.625%
HK$115,704
+HK$6,637/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$218,134/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,707 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,176
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$117,239
−HK$3,106/mo
Today · 4.125%
HK$120,345
baseline
▲ 0.50% · 4.625%
HK$126,689
+HK$6,344/mo
Deposit HK$2.50M · loan HK$22.50M · min. income ≈ HK$240,690/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,707 · Scale 2, in force from 26 Feb 2026)