LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,022
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,795
−HK$1,803/mo
Today · 4.125%
HK$60,598
baseline
▲ 0.50% · 4.625%
HK$64,285
+HK$3,687/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,196/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,436
−HK$3,427/mo
▼ 0.25% · 3.875%
HK$65,137
−HK$1,726/mo
Today · 4.125%
HK$66,863
baseline
▲ 0.50% · 4.625%
HK$70,388
+HK$3,525/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,726/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,426
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,555
−HK$2,162/mo
Today · 4.125%
HK$72,717
baseline
▲ 0.50% · 4.625%
HK$77,142
+HK$4,425/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$145,434/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,123
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,165
−HK$2,071/mo
Today · 4.125%
HK$80,236
baseline
▲ 0.50% · 4.625%
HK$84,465
+HK$4,229/mo
Deposit HK$10.00M · loan HK$15.00M · min. income ≈ HK$160,472/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,830
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,314
−HK$2,523/mo
Today · 4.125%
HK$84,837
baseline
▲ 0.50% · 4.625%
HK$89,999
+HK$5,162/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$169,674/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,811
−HK$4,798/mo
▼ 0.25% · 3.875%
HK$91,192
−HK$2,417/mo
Today · 4.125%
HK$93,609
baseline
▲ 0.50% · 4.625%
HK$98,543
+HK$4,934/mo
Deposit HK$7.50M · loan HK$17.50M · min. income ≈ HK$187,218/mo (50% DSR)
Upfront cash ≈ HK$8.56M (deposit + AVD stamp duty HK$1,062,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,639
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,832
−HK$3,244/mo
Today · 4.125%
HK$109,076
baseline
▲ 0.50% · 4.625%
HK$115,713
+HK$6,637/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$218,152/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,185
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$117,247
−HK$3,107/mo
Today · 4.125%
HK$120,354
baseline
▲ 0.50% · 4.625%
HK$126,698
+HK$6,344/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$240,708/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,787 · Scale 2, in force from 26 Feb 2026)