LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,027
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,801
−HK$1,802/mo
Today · 4.125%
HK$60,603
baseline
▲ 0.50% · 4.625%
HK$64,291
+HK$3,688/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$121,206/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,442
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,144
−HK$1,726/mo
Today · 4.125%
HK$66,870
baseline
▲ 0.50% · 4.625%
HK$70,395
+HK$3,525/mo
Deposit HK$12.50M · loan HK$12.50M · min. income ≈ HK$133,740/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,433
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,561
−HK$2,163/mo
Today · 4.125%
HK$72,724
baseline
▲ 0.50% · 4.625%
HK$77,149
+HK$4,425/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$145,448/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,131
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,173
−HK$2,071/mo
Today · 4.125%
HK$80,244
baseline
▲ 0.50% · 4.625%
HK$84,474
+HK$4,230/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$160,488/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,838
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,322
−HK$2,523/mo
Today · 4.125%
HK$84,845
baseline
▲ 0.50% · 4.625%
HK$90,007
+HK$5,162/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$169,690/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,062,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,819
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,201
−HK$2,417/mo
Today · 4.125%
HK$93,618
baseline
▲ 0.50% · 4.625%
HK$98,553
+HK$4,935/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$187,236/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,062,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,649
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,842
−HK$3,244/mo
Today · 4.125%
HK$109,086
baseline
▲ 0.50% · 4.625%
HK$115,724
+HK$6,638/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$218,172/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,889 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,196
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,259
−HK$3,107/mo
Today · 4.125%
HK$120,366
baseline
▲ 0.50% · 4.625%
HK$126,710
+HK$6,344/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$240,732/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,889 · Scale 2, in force from 26 Feb 2026)