LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,031
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,805
−HK$1,802/mo
Today · 4.125%
HK$60,607
baseline
▲ 0.50% · 4.625%
HK$64,295
+HK$3,688/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,214/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,446
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,148
−HK$1,726/mo
Today · 4.125%
HK$66,874
baseline
▲ 0.50% · 4.625%
HK$70,399
+HK$3,525/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,748/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,437
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,566
−HK$2,163/mo
Today · 4.125%
HK$72,729
baseline
▲ 0.50% · 4.625%
HK$77,154
+HK$4,425/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$145,458/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,136
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,177
−HK$2,072/mo
Today · 4.125%
HK$80,249
baseline
▲ 0.50% · 4.625%
HK$84,479
+HK$4,230/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$160,498/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,843
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,327
−HK$2,523/mo
Today · 4.125%
HK$84,850
baseline
▲ 0.50% · 4.625%
HK$90,013
+HK$5,163/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$169,700/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,062,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,825
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,207
−HK$2,417/mo
Today · 4.125%
HK$93,624
baseline
▲ 0.50% · 4.625%
HK$98,559
+HK$4,935/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$187,248/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,062,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,656
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,849
−HK$3,244/mo
Today · 4.125%
HK$109,093
baseline
▲ 0.50% · 4.625%
HK$115,731
+HK$6,638/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$218,186/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,956 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,203
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,266
−HK$3,107/mo
Today · 4.125%
HK$120,373
baseline
▲ 0.50% · 4.625%
HK$126,718
+HK$6,345/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$240,746/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,956 · Scale 2, in force from 26 Feb 2026)