LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,032
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,806
−HK$1,802/mo
Today · 4.125%
HK$60,608
baseline
▲ 0.50% · 4.625%
HK$64,296
+HK$3,688/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,216/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,448
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,149
−HK$1,727/mo
Today · 4.125%
HK$66,876
baseline
▲ 0.50% · 4.625%
HK$70,401
+HK$3,525/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,752/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,439
−HK$4,291/mo
▼ 0.25% · 3.875%
HK$70,567
−HK$2,163/mo
Today · 4.125%
HK$72,730
baseline
▲ 0.50% · 4.625%
HK$77,156
+HK$4,426/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$145,460/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,137
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,179
−HK$2,072/mo
Today · 4.125%
HK$80,251
baseline
▲ 0.50% · 4.625%
HK$84,481
+HK$4,230/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$160,502/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,845
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,329
−HK$2,523/mo
Today · 4.125%
HK$84,852
baseline
▲ 0.50% · 4.625%
HK$90,015
+HK$5,163/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$169,704/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,062,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,827
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,209
−HK$2,417/mo
Today · 4.125%
HK$93,626
baseline
▲ 0.50% · 4.625%
HK$98,561
+HK$4,935/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$187,252/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,062,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,658
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,851
−HK$3,244/mo
Today · 4.125%
HK$109,095
baseline
▲ 0.50% · 4.625%
HK$115,733
+HK$6,638/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$218,190/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,979 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,206
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,269
−HK$3,107/mo
Today · 4.125%
HK$120,376
baseline
▲ 0.50% · 4.625%
HK$126,721
+HK$6,345/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$240,752/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,979 · Scale 2, in force from 26 Feb 2026)