LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,033
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,807
−HK$1,802/mo
Today · 4.125%
HK$60,609
baseline
▲ 0.50% · 4.625%
HK$64,297
+HK$3,688/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,218/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,448
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,150
−HK$1,726/mo
Today · 4.125%
HK$66,876
baseline
▲ 0.50% · 4.625%
HK$70,401
+HK$3,525/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,752/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,062,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,439
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,568
−HK$2,163/mo
Today · 4.125%
HK$72,731
baseline
▲ 0.50% · 4.625%
HK$77,156
+HK$4,425/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$145,462/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,138
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,180
−HK$2,071/mo
Today · 4.125%
HK$80,251
baseline
▲ 0.50% · 4.625%
HK$84,482
+HK$4,231/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$160,502/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,062,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,846
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,329
−HK$2,524/mo
Today · 4.125%
HK$84,853
baseline
▲ 0.50% · 4.625%
HK$90,016
+HK$5,163/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$169,706/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,062,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,828
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,210
−HK$2,417/mo
Today · 4.125%
HK$93,627
baseline
▲ 0.50% · 4.625%
HK$98,562
+HK$4,935/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$187,254/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,062,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,659
−HK$6,437/mo
▼ 0.25% · 3.875%
HK$105,852
−HK$3,244/mo
Today · 4.125%
HK$109,096
baseline
▲ 0.50% · 4.625%
HK$115,735
+HK$6,639/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$218,192/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,207
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,270
−HK$3,107/mo
Today · 4.125%
HK$120,377
baseline
▲ 0.50% · 4.625%
HK$126,722
+HK$6,345/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$240,754/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,062,990 · Scale 2, in force from 26 Feb 2026)