LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,034
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,808
−HK$1,803/mo
Today · 4.125%
HK$60,611
baseline
▲ 0.50% · 4.625%
HK$64,299
+HK$3,688/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,222/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,450
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,152
−HK$1,726/mo
Today · 4.125%
HK$66,878
baseline
▲ 0.50% · 4.625%
HK$70,403
+HK$3,525/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,756/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,441
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,570
−HK$2,163/mo
Today · 4.125%
HK$72,733
baseline
▲ 0.50% · 4.625%
HK$77,158
+HK$4,425/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$145,466/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,140
−HK$4,113/mo
▼ 0.25% · 3.875%
HK$78,182
−HK$2,071/mo
Today · 4.125%
HK$80,253
baseline
▲ 0.50% · 4.625%
HK$84,484
+HK$4,231/mo
Deposit HK$10.00M · loan HK$15.01M · min. income ≈ HK$160,506/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,848
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,331
−HK$2,524/mo
Today · 4.125%
HK$84,855
baseline
▲ 0.50% · 4.625%
HK$90,018
+HK$5,163/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$169,710/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,830
−HK$4,799/mo
▼ 0.25% · 3.875%
HK$91,212
−HK$2,417/mo
Today · 4.125%
HK$93,629
baseline
▲ 0.50% · 4.625%
HK$98,564
+HK$4,935/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$187,258/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,661
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$105,855
−HK$3,244/mo
Today · 4.125%
HK$109,099
baseline
▲ 0.50% · 4.625%
HK$115,738
+HK$6,639/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$218,198/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,063,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,210
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,273
−HK$3,107/mo
Today · 4.125%
HK$120,380
baseline
▲ 0.50% · 4.625%
HK$126,725
+HK$6,345/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$240,760/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,063,016 · Scale 2, in force from 26 Feb 2026)