LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,041
−HK$3,576/mo
▼ 0.25% · 3.875%
HK$58,815
−HK$1,802/mo
Today · 4.125%
HK$60,617
baseline
▲ 0.50% · 4.625%
HK$64,306
+HK$3,689/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,234/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,457
−HK$3,428/mo
▼ 0.25% · 3.875%
HK$65,159
−HK$1,726/mo
Today · 4.125%
HK$66,885
baseline
▲ 0.50% · 4.625%
HK$70,411
+HK$3,526/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,770/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,449
−HK$4,292/mo
▼ 0.25% · 3.875%
HK$70,578
−HK$2,163/mo
Today · 4.125%
HK$72,741
baseline
▲ 0.50% · 4.625%
HK$77,167
+HK$4,426/mo
Deposit HK$10.01M · loan HK$15.01M · min. income ≈ HK$145,482/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,148
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,191
−HK$2,072/mo
Today · 4.125%
HK$80,263
baseline
▲ 0.50% · 4.625%
HK$84,493
+HK$4,230/mo
Deposit HK$10.01M · loan HK$15.01M · min. income ≈ HK$160,526/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,857
−HK$5,007/mo
▼ 0.25% · 3.875%
HK$82,341
−HK$2,523/mo
Today · 4.125%
HK$84,864
baseline
▲ 0.50% · 4.625%
HK$90,028
+HK$5,164/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$169,728/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,840
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,222
−HK$2,418/mo
Today · 4.125%
HK$93,640
baseline
▲ 0.50% · 4.625%
HK$98,575
+HK$4,935/mo
Deposit HK$7.50M · loan HK$17.51M · min. income ≈ HK$187,280/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,673
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$105,867
−HK$3,244/mo
Today · 4.125%
HK$109,111
baseline
▲ 0.50% · 4.625%
HK$115,751
+HK$6,640/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$218,222/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,063,137 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,223
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$117,286
−HK$3,108/mo
Today · 4.125%
HK$120,394
baseline
▲ 0.50% · 4.625%
HK$126,740
+HK$6,346/mo
Deposit HK$2.50M · loan HK$22.51M · min. income ≈ HK$240,788/mo (50% DSR)
Upfront cash ≈ HK$3.56M (deposit + AVD stamp duty HK$1,063,137 · Scale 2, in force from 26 Feb 2026)