LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,047
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,822
−HK$1,803/mo
Today · 4.125%
HK$60,625
baseline
▲ 0.50% · 4.625%
HK$64,314
+HK$3,689/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,250/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,465
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,167
−HK$1,727/mo
Today · 4.125%
HK$66,894
baseline
▲ 0.50% · 4.625%
HK$70,420
+HK$3,526/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,788/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,457
−HK$4,293/mo
▼ 0.25% · 3.875%
HK$70,586
−HK$2,164/mo
Today · 4.125%
HK$72,750
baseline
▲ 0.50% · 4.625%
HK$77,176
+HK$4,426/mo
Deposit HK$10.01M · loan HK$15.01M · min. income ≈ HK$145,500/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,158
−HK$4,114/mo
▼ 0.25% · 3.875%
HK$78,200
−HK$2,072/mo
Today · 4.125%
HK$80,272
baseline
▲ 0.50% · 4.625%
HK$84,503
+HK$4,231/mo
Deposit HK$10.01M · loan HK$15.01M · min. income ≈ HK$160,544/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,866
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,351
−HK$2,524/mo
Today · 4.125%
HK$84,875
baseline
▲ 0.50% · 4.625%
HK$90,039
+HK$5,164/mo
Deposit HK$7.51M · loan HK$17.51M · min. income ≈ HK$169,750/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,851
−HK$4,800/mo
▼ 0.25% · 3.875%
HK$91,234
−HK$2,417/mo
Today · 4.125%
HK$93,651
baseline
▲ 0.50% · 4.625%
HK$98,587
+HK$4,936/mo
Deposit HK$7.51M · loan HK$17.51M · min. income ≈ HK$187,302/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,685
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,880
−HK$3,245/mo
Today · 4.125%
HK$109,125
baseline
▲ 0.50% · 4.625%
HK$115,765
+HK$6,640/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$218,250/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,266 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,237
−HK$6,171/mo
▼ 0.25% · 3.875%
HK$117,300
−HK$3,108/mo
Today · 4.125%
HK$120,408
baseline
▲ 0.50% · 4.625%
HK$126,755
+HK$6,347/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$240,816/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,266 · Scale 2, in force from 26 Feb 2026)