LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,054
−HK$3,577/mo
▼ 0.25% · 3.875%
HK$58,828
−HK$1,803/mo
Today · 4.125%
HK$60,631
baseline
▲ 0.50% · 4.625%
HK$64,321
+HK$3,690/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,262/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,472
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,174
−HK$1,727/mo
Today · 4.125%
HK$66,901
baseline
▲ 0.50% · 4.625%
HK$70,427
+HK$3,526/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,802/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,464
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,594
−HK$2,164/mo
Today · 4.125%
HK$72,758
baseline
▲ 0.50% · 4.625%
HK$77,185
+HK$4,427/mo
Deposit HK$10.01M · loan HK$15.01M · min. income ≈ HK$145,516/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,166
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,209
−HK$2,072/mo
Today · 4.125%
HK$80,281
baseline
▲ 0.50% · 4.625%
HK$84,513
+HK$4,232/mo
Deposit HK$10.01M · loan HK$15.01M · min. income ≈ HK$160,562/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,875
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,360
−HK$2,524/mo
Today · 4.125%
HK$84,884
baseline
▲ 0.50% · 4.625%
HK$90,049
+HK$5,165/mo
Deposit HK$7.51M · loan HK$17.51M · min. income ≈ HK$169,768/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,860
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,243
−HK$2,418/mo
Today · 4.125%
HK$93,661
baseline
▲ 0.50% · 4.625%
HK$98,598
+HK$4,937/mo
Deposit HK$7.51M · loan HK$17.51M · min. income ≈ HK$187,322/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,697
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,891
−HK$3,246/mo
Today · 4.125%
HK$109,137
baseline
▲ 0.50% · 4.625%
HK$115,777
+HK$6,640/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$218,274/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,381 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,249
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$117,313
−HK$3,108/mo
Today · 4.125%
HK$120,421
baseline
▲ 0.50% · 4.625%
HK$126,769
+HK$6,348/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$240,842/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,381 · Scale 2, in force from 26 Feb 2026)