LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,058
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,833
−HK$1,803/mo
Today · 4.125%
HK$60,636
baseline
▲ 0.50% · 4.625%
HK$64,325
+HK$3,689/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,272/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,476
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,179
−HK$1,727/mo
Today · 4.125%
HK$66,906
baseline
▲ 0.50% · 4.625%
HK$70,432
+HK$3,526/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,812/mo (50% DSR)
Upfront cash ≈ HK$13.57M (deposit + AVD stamp duty HK$1,063,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,469
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,599
−HK$2,164/mo
Today · 4.125%
HK$72,763
baseline
▲ 0.50% · 4.625%
HK$77,191
+HK$4,428/mo
Deposit HK$10.01M · loan HK$15.01M · min. income ≈ HK$145,526/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,172
−HK$4,115/mo
▼ 0.25% · 3.875%
HK$78,214
−HK$2,073/mo
Today · 4.125%
HK$80,287
baseline
▲ 0.50% · 4.625%
HK$84,519
+HK$4,232/mo
Deposit HK$10.01M · loan HK$15.01M · min. income ≈ HK$160,574/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,881
−HK$5,009/mo
▼ 0.25% · 3.875%
HK$82,366
−HK$2,524/mo
Today · 4.125%
HK$84,890
baseline
▲ 0.50% · 4.625%
HK$90,056
+HK$5,166/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$169,780/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,867
−HK$4,801/mo
▼ 0.25% · 3.875%
HK$91,250
−HK$2,418/mo
Today · 4.125%
HK$93,668
baseline
▲ 0.50% · 4.625%
HK$98,605
+HK$4,937/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$187,336/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,704
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$105,899
−HK$3,246/mo
Today · 4.125%
HK$109,145
baseline
▲ 0.50% · 4.625%
HK$115,786
+HK$6,641/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$218,290/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,257
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$117,322
−HK$3,108/mo
Today · 4.125%
HK$120,430
baseline
▲ 0.50% · 4.625%
HK$126,778
+HK$6,348/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$240,860/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,460 · Scale 2, in force from 26 Feb 2026)