LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,066
−HK$3,578/mo
▼ 0.25% · 3.875%
HK$58,841
−HK$1,803/mo
Today · 4.125%
HK$60,644
baseline
▲ 0.50% · 4.625%
HK$64,335
+HK$3,691/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,288/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,485
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,188
−HK$1,727/mo
Today · 4.125%
HK$66,915
baseline
▲ 0.50% · 4.625%
HK$70,442
+HK$3,527/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,830/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,479
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,609
−HK$2,164/mo
Today · 4.125%
HK$72,773
baseline
▲ 0.50% · 4.625%
HK$77,201
+HK$4,428/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$145,546/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,182
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,225
−HK$2,073/mo
Today · 4.125%
HK$80,298
baseline
▲ 0.50% · 4.625%
HK$84,531
+HK$4,233/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$160,596/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,892
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,377
−HK$2,525/mo
Today · 4.125%
HK$84,902
baseline
▲ 0.50% · 4.625%
HK$90,068
+HK$5,166/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$169,804/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,879
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,263
−HK$2,418/mo
Today · 4.125%
HK$93,681
baseline
▲ 0.50% · 4.625%
HK$98,619
+HK$4,938/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$187,362/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,719
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$105,914
−HK$3,246/mo
Today · 4.125%
HK$109,160
baseline
▲ 0.50% · 4.625%
HK$115,802
+HK$6,642/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$218,320/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,273
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,338
−HK$3,109/mo
Today · 4.125%
HK$120,447
baseline
▲ 0.50% · 4.625%
HK$126,796
+HK$6,349/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$240,894/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,610 · Scale 2, in force from 26 Feb 2026)