LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,067
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,842
−HK$1,804/mo
Today · 4.125%
HK$60,646
baseline
▲ 0.50% · 4.625%
HK$64,336
+HK$3,690/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,292/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,487
−HK$3,429/mo
▼ 0.25% · 3.875%
HK$65,189
−HK$1,727/mo
Today · 4.125%
HK$66,916
baseline
▲ 0.50% · 4.625%
HK$70,444
+HK$3,528/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,832/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,480
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,611
−HK$2,164/mo
Today · 4.125%
HK$72,775
baseline
▲ 0.50% · 4.625%
HK$77,203
+HK$4,428/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$145,550/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,184
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,227
−HK$2,073/mo
Today · 4.125%
HK$80,300
baseline
▲ 0.50% · 4.625%
HK$84,532
+HK$4,232/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$160,600/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,894
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,379
−HK$2,525/mo
Today · 4.125%
HK$84,904
baseline
▲ 0.50% · 4.625%
HK$90,070
+HK$5,166/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$169,808/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,881
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,265
−HK$2,418/mo
Today · 4.125%
HK$93,683
baseline
▲ 0.50% · 4.625%
HK$98,621
+HK$4,938/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$187,366/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,721
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$105,916
−HK$3,246/mo
Today · 4.125%
HK$109,162
baseline
▲ 0.50% · 4.625%
HK$115,804
+HK$6,642/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$218,324/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,630 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,276
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,341
−HK$3,109/mo
Today · 4.125%
HK$120,450
baseline
▲ 0.50% · 4.625%
HK$126,799
+HK$6,349/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$240,900/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,630 · Scale 2, in force from 26 Feb 2026)