LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,069
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,844
−HK$1,804/mo
Today · 4.125%
HK$60,648
baseline
▲ 0.50% · 4.625%
HK$64,338
+HK$3,690/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,296/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,489
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,192
−HK$1,727/mo
Today · 4.125%
HK$66,919
baseline
▲ 0.50% · 4.625%
HK$70,446
+HK$3,527/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,838/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,483
−HK$4,294/mo
▼ 0.25% · 3.875%
HK$70,613
−HK$2,164/mo
Today · 4.125%
HK$72,777
baseline
▲ 0.50% · 4.625%
HK$77,206
+HK$4,429/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$145,554/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,187
−HK$4,116/mo
▼ 0.25% · 3.875%
HK$78,230
−HK$2,073/mo
Today · 4.125%
HK$80,303
baseline
▲ 0.50% · 4.625%
HK$84,536
+HK$4,233/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$160,606/mo (50% DSR)
Upfront cash ≈ HK$11.07M (deposit + AVD stamp duty HK$1,063,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,897
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,382
−HK$2,525/mo
Today · 4.125%
HK$84,907
baseline
▲ 0.50% · 4.625%
HK$90,073
+HK$5,166/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$169,814/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,884
−HK$4,802/mo
▼ 0.25% · 3.875%
HK$91,268
−HK$2,418/mo
Today · 4.125%
HK$93,686
baseline
▲ 0.50% · 4.625%
HK$98,625
+HK$4,939/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$187,372/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,724
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$105,920
−HK$3,246/mo
Today · 4.125%
HK$109,166
baseline
▲ 0.50% · 4.625%
HK$115,809
+HK$6,643/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$218,332/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,669 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,280
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,345
−HK$3,109/mo
Today · 4.125%
HK$120,454
baseline
▲ 0.50% · 4.625%
HK$126,803
+HK$6,349/mo
Deposit HK$2.50M · loan HK$22.52M · min. income ≈ HK$240,908/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,669 · Scale 2, in force from 26 Feb 2026)