LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,073
−HK$3,579/mo
▼ 0.25% · 3.875%
HK$58,849
−HK$1,803/mo
Today · 4.125%
HK$60,652
baseline
▲ 0.50% · 4.625%
HK$64,343
+HK$3,691/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$121,304/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,494
−HK$3,430/mo
▼ 0.25% · 3.875%
HK$65,197
−HK$1,727/mo
Today · 4.125%
HK$66,924
baseline
▲ 0.50% · 4.625%
HK$70,452
+HK$3,528/mo
Deposit HK$12.51M · loan HK$12.51M · min. income ≈ HK$133,848/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,488
−HK$4,295/mo
▼ 0.25% · 3.875%
HK$70,619
−HK$2,164/mo
Today · 4.125%
HK$72,783
baseline
▲ 0.50% · 4.625%
HK$77,212
+HK$4,429/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$145,566/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,063,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,192
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,236
−HK$2,073/mo
Today · 4.125%
HK$80,309
baseline
▲ 0.50% · 4.625%
HK$84,542
+HK$4,233/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$160,618/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,063,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,903
−HK$5,010/mo
▼ 0.25% · 3.875%
HK$82,388
−HK$2,525/mo
Today · 4.125%
HK$84,913
baseline
▲ 0.50% · 4.625%
HK$90,080
+HK$5,167/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$169,826/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,891
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,275
−HK$2,419/mo
Today · 4.125%
HK$93,694
baseline
▲ 0.50% · 4.625%
HK$98,632
+HK$4,938/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$187,388/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,732
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$105,928
−HK$3,246/mo
Today · 4.125%
HK$109,174
baseline
▲ 0.50% · 4.625%
HK$115,817
+HK$6,643/mo
Deposit HK$2.50M · loan HK$22.53M · min. income ≈ HK$218,348/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,751 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,289
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,354
−HK$3,109/mo
Today · 4.125%
HK$120,463
baseline
▲ 0.50% · 4.625%
HK$126,813
+HK$6,350/mo
Deposit HK$2.50M · loan HK$22.53M · min. income ≈ HK$240,926/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,751 · Scale 2, in force from 26 Feb 2026)