LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,081
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,857
−HK$1,804/mo
Today · 4.125%
HK$60,661
baseline
▲ 0.50% · 4.625%
HK$64,352
+HK$3,691/mo
Deposit HK$12.52M · loan HK$12.52M · min. income ≈ HK$121,322/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,502
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,205
−HK$1,728/mo
Today · 4.125%
HK$66,933
baseline
▲ 0.50% · 4.625%
HK$70,461
+HK$3,528/mo
Deposit HK$12.52M · loan HK$12.52M · min. income ≈ HK$133,866/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,063,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,497
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,628
−HK$2,165/mo
Today · 4.125%
HK$72,793
baseline
▲ 0.50% · 4.625%
HK$77,222
+HK$4,429/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$145,586/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,063,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,203
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,246
−HK$2,074/mo
Today · 4.125%
HK$80,320
baseline
▲ 0.50% · 4.625%
HK$84,553
+HK$4,233/mo
Deposit HK$10.01M · loan HK$15.02M · min. income ≈ HK$160,640/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,063,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,914
−HK$5,011/mo
▼ 0.25% · 3.875%
HK$82,399
−HK$2,526/mo
Today · 4.125%
HK$84,925
baseline
▲ 0.50% · 4.625%
HK$90,092
+HK$5,167/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$169,850/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,903
−HK$4,803/mo
▼ 0.25% · 3.875%
HK$91,287
−HK$2,419/mo
Today · 4.125%
HK$93,706
baseline
▲ 0.50% · 4.625%
HK$98,646
+HK$4,940/mo
Deposit HK$7.51M · loan HK$17.52M · min. income ≈ HK$187,412/mo (50% DSR)
Upfront cash ≈ HK$8.57M (deposit + AVD stamp duty HK$1,063,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,746
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$105,942
−HK$3,247/mo
Today · 4.125%
HK$109,189
baseline
▲ 0.50% · 4.625%
HK$115,833
+HK$6,644/mo
Deposit HK$2.50M · loan HK$22.53M · min. income ≈ HK$218,378/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,894 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,304
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$117,370
−HK$3,109/mo
Today · 4.125%
HK$120,479
baseline
▲ 0.50% · 4.625%
HK$126,830
+HK$6,351/mo
Deposit HK$2.50M · loan HK$22.53M · min. income ≈ HK$240,958/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,063,894 · Scale 2, in force from 26 Feb 2026)