LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,092
−HK$3,580/mo
▼ 0.25% · 3.875%
HK$58,868
−HK$1,804/mo
Today · 4.125%
HK$60,672
baseline
▲ 0.50% · 4.625%
HK$64,364
+HK$3,692/mo
Deposit HK$12.52M · loan HK$12.52M · min. income ≈ HK$121,344/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,064,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,515
−HK$3,431/mo
▼ 0.25% · 3.875%
HK$65,218
−HK$1,728/mo
Today · 4.125%
HK$66,946
baseline
▲ 0.50% · 4.625%
HK$70,475
+HK$3,529/mo
Deposit HK$12.52M · loan HK$12.52M · min. income ≈ HK$133,892/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,064,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,511
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,642
−HK$2,165/mo
Today · 4.125%
HK$72,807
baseline
▲ 0.50% · 4.625%
HK$77,237
+HK$4,430/mo
Deposit HK$10.02M · loan HK$15.02M · min. income ≈ HK$145,614/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,064,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,218
−HK$4,117/mo
▼ 0.25% · 3.875%
HK$78,262
−HK$2,073/mo
Today · 4.125%
HK$80,335
baseline
▲ 0.50% · 4.625%
HK$84,570
+HK$4,235/mo
Deposit HK$10.02M · loan HK$15.02M · min. income ≈ HK$160,670/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,064,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,929
−HK$5,012/mo
▼ 0.25% · 3.875%
HK$82,415
−HK$2,526/mo
Today · 4.125%
HK$84,941
baseline
▲ 0.50% · 4.625%
HK$90,110
+HK$5,169/mo
Deposit HK$7.51M · loan HK$17.53M · min. income ≈ HK$169,882/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$1,064,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,920
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,305
−HK$2,420/mo
Today · 4.125%
HK$93,725
baseline
▲ 0.50% · 4.625%
HK$98,665
+HK$4,940/mo
Deposit HK$7.51M · loan HK$17.53M · min. income ≈ HK$187,450/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$1,064,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,766
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$105,963
−HK$3,247/mo
Today · 4.125%
HK$109,210
baseline
▲ 0.50% · 4.625%
HK$115,856
+HK$6,646/mo
Deposit HK$2.50M · loan HK$22.53M · min. income ≈ HK$218,420/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,064,101 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,326
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$117,392
−HK$3,111/mo
Today · 4.125%
HK$120,503
baseline
▲ 0.50% · 4.625%
HK$126,855
+HK$6,352/mo
Deposit HK$2.50M · loan HK$22.53M · min. income ≈ HK$241,006/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,064,101 · Scale 2, in force from 26 Feb 2026)