LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,100
−HK$3,581/mo
▼ 0.25% · 3.875%
HK$58,877
−HK$1,804/mo
Today · 4.125%
HK$60,681
baseline
▲ 0.50% · 4.625%
HK$64,373
+HK$3,692/mo
Deposit HK$12.52M · loan HK$12.52M · min. income ≈ HK$121,362/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,064,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,524
−HK$3,432/mo
▼ 0.25% · 3.875%
HK$65,227
−HK$1,729/mo
Today · 4.125%
HK$66,956
baseline
▲ 0.50% · 4.625%
HK$70,485
+HK$3,529/mo
Deposit HK$12.52M · loan HK$12.52M · min. income ≈ HK$133,912/mo (50% DSR)
Upfront cash ≈ HK$13.58M (deposit + AVD stamp duty HK$1,064,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,521
−HK$4,296/mo
▼ 0.25% · 3.875%
HK$70,652
−HK$2,165/mo
Today · 4.125%
HK$72,817
baseline
▲ 0.50% · 4.625%
HK$77,248
+HK$4,431/mo
Deposit HK$10.02M · loan HK$15.02M · min. income ≈ HK$145,634/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,064,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,228
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$78,273
−HK$2,074/mo
Today · 4.125%
HK$80,347
baseline
▲ 0.50% · 4.625%
HK$84,582
+HK$4,235/mo
Deposit HK$10.02M · loan HK$15.02M · min. income ≈ HK$160,694/mo (50% DSR)
Upfront cash ≈ HK$11.08M (deposit + AVD stamp duty HK$1,064,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,941
−HK$5,013/mo
▼ 0.25% · 3.875%
HK$82,427
−HK$2,527/mo
Today · 4.125%
HK$84,954
baseline
▲ 0.50% · 4.625%
HK$90,123
+HK$5,169/mo
Deposit HK$7.51M · loan HK$17.53M · min. income ≈ HK$169,908/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$1,064,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$88,933
−HK$4,805/mo
▼ 0.25% · 3.875%
HK$91,318
−HK$2,420/mo
Today · 4.125%
HK$93,738
baseline
▲ 0.50% · 4.625%
HK$98,679
+HK$4,941/mo
Deposit HK$7.51M · loan HK$17.53M · min. income ≈ HK$187,476/mo (50% DSR)
Upfront cash ≈ HK$8.58M (deposit + AVD stamp duty HK$1,064,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,781
−HK$6,445/mo
▼ 0.25% · 3.875%
HK$105,978
−HK$3,248/mo
Today · 4.125%
HK$109,226
baseline
▲ 0.50% · 4.625%
HK$115,872
+HK$6,646/mo
Deposit HK$2.50M · loan HK$22.54M · min. income ≈ HK$218,452/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,064,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,343
−HK$6,177/mo
▼ 0.25% · 3.875%
HK$117,409
−HK$3,111/mo
Today · 4.125%
HK$120,520
baseline
▲ 0.50% · 4.625%
HK$126,873
+HK$6,353/mo
Deposit HK$2.50M · loan HK$22.54M · min. income ≈ HK$241,040/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,064,253 · Scale 2, in force from 26 Feb 2026)