LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,194
−HK$3,587/mo
▼ 0.25% · 3.875%
HK$58,973
−HK$1,808/mo
Today · 4.125%
HK$60,781
baseline
▲ 0.50% · 4.625%
HK$64,479
+HK$3,698/mo
Deposit HK$12.54M · loan HK$12.54M · min. income ≈ HK$121,562/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,066,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,628
−HK$3,438/mo
▼ 0.25% · 3.875%
HK$65,335
−HK$1,731/mo
Today · 4.125%
HK$67,066
baseline
▲ 0.50% · 4.625%
HK$70,601
+HK$3,535/mo
Deposit HK$12.54M · loan HK$12.54M · min. income ≈ HK$134,132/mo (50% DSR)
Upfront cash ≈ HK$13.61M (deposit + AVD stamp duty HK$1,066,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,633
−HK$4,304/mo
▼ 0.25% · 3.875%
HK$70,768
−HK$2,169/mo
Today · 4.125%
HK$72,937
baseline
▲ 0.50% · 4.625%
HK$77,375
+HK$4,438/mo
Deposit HK$10.03M · loan HK$15.05M · min. income ≈ HK$145,874/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,066,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,354
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$78,402
−HK$2,077/mo
Today · 4.125%
HK$80,479
baseline
▲ 0.50% · 4.625%
HK$84,721
+HK$4,242/mo
Deposit HK$10.03M · loan HK$15.05M · min. income ≈ HK$160,958/mo (50% DSR)
Upfront cash ≈ HK$11.10M (deposit + AVD stamp duty HK$1,066,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,072
−HK$5,021/mo
▼ 0.25% · 3.875%
HK$82,563
−HK$2,530/mo
Today · 4.125%
HK$85,093
baseline
▲ 0.50% · 4.625%
HK$90,271
+HK$5,178/mo
Deposit HK$7.52M · loan HK$17.56M · min. income ≈ HK$170,186/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$1,066,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,079
−HK$4,813/mo
▼ 0.25% · 3.875%
HK$91,468
−HK$2,424/mo
Today · 4.125%
HK$93,892
baseline
▲ 0.50% · 4.625%
HK$98,841
+HK$4,949/mo
Deposit HK$7.52M · loan HK$17.56M · min. income ≈ HK$187,784/mo (50% DSR)
Upfront cash ≈ HK$8.59M (deposit + AVD stamp duty HK$1,066,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,950
−HK$6,456/mo
▼ 0.25% · 3.875%
HK$106,152
−HK$3,254/mo
Today · 4.125%
HK$109,406
baseline
▲ 0.50% · 4.625%
HK$116,063
+HK$6,657/mo
Deposit HK$2.51M · loan HK$22.57M · min. income ≈ HK$218,812/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,066,003 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,531
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$117,602
−HK$3,116/mo
Today · 4.125%
HK$120,718
baseline
▲ 0.50% · 4.625%
HK$127,082
+HK$6,364/mo
Deposit HK$2.51M · loan HK$22.57M · min. income ≈ HK$241,436/mo (50% DSR)
Upfront cash ≈ HK$3.57M (deposit + AVD stamp duty HK$1,066,003 · Scale 2, in force from 26 Feb 2026)