LTV · monthly repayment
▼ 0.50% · 3.625%
HK$57,262
−HK$3,590/mo
▼ 0.25% · 3.875%
HK$59,043
−HK$1,809/mo
Today · 4.125%
HK$60,852
baseline
▲ 0.50% · 4.625%
HK$64,555
+HK$3,703/mo
Deposit HK$12.56M · loan HK$12.56M · min. income ≈ HK$121,704/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,067,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$63,703
−HK$3,442/mo
▼ 0.25% · 3.875%
HK$65,411
−HK$1,734/mo
Today · 4.125%
HK$67,145
baseline
▲ 0.50% · 4.625%
HK$70,684
+HK$3,539/mo
Deposit HK$12.56M · loan HK$12.56M · min. income ≈ HK$134,290/mo (50% DSR)
Upfront cash ≈ HK$13.62M (deposit + AVD stamp duty HK$1,067,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$68,714
−HK$4,309/mo
▼ 0.25% · 3.875%
HK$70,851
−HK$2,172/mo
Today · 4.125%
HK$73,023
baseline
▲ 0.50% · 4.625%
HK$77,466
+HK$4,443/mo
Deposit HK$10.04M · loan HK$15.07M · min. income ≈ HK$146,046/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,067,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$76,444
−HK$4,130/mo
▼ 0.25% · 3.875%
HK$78,494
−HK$2,080/mo
Today · 4.125%
HK$80,574
baseline
▲ 0.50% · 4.625%
HK$84,821
+HK$4,247/mo
Deposit HK$10.04M · loan HK$15.07M · min. income ≈ HK$161,148/mo (50% DSR)
Upfront cash ≈ HK$11.11M (deposit + AVD stamp duty HK$1,067,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,166
−HK$5,027/mo
▼ 0.25% · 3.875%
HK$82,660
−HK$2,533/mo
Today · 4.125%
HK$85,193
baseline
▲ 0.50% · 4.625%
HK$90,377
+HK$5,184/mo
Deposit HK$7.53M · loan HK$17.58M · min. income ≈ HK$170,386/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$1,067,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$89,184
−HK$4,818/mo
▼ 0.25% · 3.875%
HK$91,576
−HK$2,426/mo
Today · 4.125%
HK$94,002
baseline
▲ 0.50% · 4.625%
HK$98,957
+HK$4,955/mo
Deposit HK$7.53M · loan HK$17.58M · min. income ≈ HK$188,004/mo (50% DSR)
Upfront cash ≈ HK$8.60M (deposit + AVD stamp duty HK$1,067,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$103,071
−HK$6,463/mo
▼ 0.25% · 3.875%
HK$106,277
−HK$3,257/mo
Today · 4.125%
HK$109,534
baseline
▲ 0.50% · 4.625%
HK$116,199
+HK$6,665/mo
Deposit HK$2.51M · loan HK$22.60M · min. income ≈ HK$219,068/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,067,256 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,665
−HK$6,195/mo
▼ 0.25% · 3.875%
HK$117,741
−HK$3,119/mo
Today · 4.125%
HK$120,860
baseline
▲ 0.50% · 4.625%
HK$127,231
+HK$6,371/mo
Deposit HK$2.51M · loan HK$22.60M · min. income ≈ HK$241,720/mo (50% DSR)
Upfront cash ≈ HK$3.58M (deposit + AVD stamp duty HK$1,067,256 · Scale 2, in force from 26 Feb 2026)